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ginniehazel

How Do I Find Somewhere To Rent?!?

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I recently became an escort and want to move out of my parents house for a bit of freedom and the ability to do incalls. The problem is that I've never rented a place before and I haven't got a long credit history. I don't know how I'm going to work around this.

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Traditionally you normally need a months bond plus a months rent up front . Wouldn't worry too much about credit checks tho cash is king . Most estate agents add there commision on i think so thats normally the expensive route . Try your local paper for ads .

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you may have a problem if you don't have a "day job" to prove your income, but like Mullrob says, that's soon sorted out by paying cash up front, you just may need more than the 1 month deposit + 1 month in advance that people with normal jobs often have.

Don't worry about credit history, lots of renters are in a similar position having just moved out of their parents place, so you 'll be fine

Edited by tomdavies

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Found it, this is what you want, some advice from a letting agent.

http://www.saafe.info/main/index.php?topic=5154

Go down to the answer from Sammy

"I worked in a letting agency for years in London.

Here are some tips:

1. Always try to go through a private landlord. You can find their properties on places like Gumtree and Craigslist.

2. Tell them you are self employed and you can get a guarantor (someone who is either a family member/non family member who is UK based and in full time secure work. This means that if you ever fall behind with your rent it will come out of their account instead so the landlord never recieves nothing).

3. If they ask for accountant proof/credit reports etc then you absolutely dont have to provide them. If you have a guarantor then there is no need for them to see things like that as they will be getting the rent every month no matter what.

4. If they ask for bank statements then you will probably need to show them some. Just say you get paid cash in hand from your job and you put it into your account when you need it.

It's definitely a good thing to be paying tax as an escort as you can also show your potential landlord proof of you pay NI etc.

5. Offer 2 months rent upfront, plus a 6 week deposit. They will be all over you like a rash if you offer a lump sum. I wouldnt advise offering something like 6 months upfront as they will think it's a bit weird and wonder why you want to do that.

6. If you need a previous landlord reference then get one of the girls on here to do it for you. All it involves is a phone call or an email. Or get one of your personal friends to do it for you. If you have a real previous landlord reference though then of course use that and not a fake one.

7. It always helps to have a glowing character reference from someone like an old boss, teacher, flat mate.

8. It's good to always opt for a 6 month lease or a 1 year lease with a break clause in it. This way, if you end up hating the flat or the landlord is a nightmare etc then you can get out quickly.

9. Be aware that your landlord MUST by law give 24 hours written notice (text, email, letter) to come over to the flat. If they just show up then this is against the law and they must NEVER let themselves in without your permission.

10. Your landlord must bond your deposit in one of the bonding schemes. If they dont do this within the appropriate time frame then they are liable to give you 3 x the amount of the deposit. Check out the DPS for more info. "

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I recently became an escort and want to move out of my parents house for a bit of freedom and the ability to do incalls. The problem is that I've never rented a place before and I haven't got a long credit history. I don't know how I'm going to work around this.

There's a thread on SAAFE here that might be helpful, even though the info is written by one of the London ladies (who used to work for a letting agents). If you don't have previous landlord references at least you can say you were living at home, so it shouldn't be quite as tough as if you were coming from other rented accommodation.

You will need some cash but don't go flying in offering a ridiculous amount or they'll think something odd is going on. And make sure you keep your bank statements and such on order - it's easier to prove your income and your expenses. This way if you put everything through your account (even if you just take it straight back out again) it will also be easier in future if you want to borrow money to buy your own place or whatever. Good luck :).

EDIT: Crossed posts with above, obviously but the thread I linked to has the same info at the top and more about the Deposit Protection whatnot. :blink:.

Edited by AdorableAmy

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EDIT: Crossed posts with above, obviously but the thread I linked to has the same info at the top and more about the Deposit Protection whatnot. :blink:.

I WIN! biggrin.gif

Great minds think alike (although we won't ask why I'm reading a forum for WGs not punters)

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I WIN! biggrin.gif

Great minds think alike (although we won't ask why I'm reading a forum for WGs not punters)

Hahahahaha - it never fails to amaze me how many punters read it :). Nearly as much as it amazes me how many ladies apparently forget that Other People Including Punters can see their posts too. They rarely seem to have the same trouble on here.

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Beating a SAAFE admin in a race to find a link on SAAFE? Wow, I feel like I just turned up at an Elvis look-a-like convention and beat Elvis to the prize for best look-a-like.

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You probably want advice from another Escort on this as there are other requirements such as the need to be discrete.

A flat is much better than a house with an entrance on a main road as it obviously makes it easier to be an anonymous visitor.

But neighbours are probably going to find out so you'll need to live with that. I'm no expert but I'd assume you dont want to risk your dad and a punter turning up at the same time unexpectedly!

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regetting a credit history. if you have the disclipline get a credit card and put a small amount through it each month and pay it off each month to. thats how u get a good ref.

and be on the electorial register too,

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You probably want advice from another Escort on this as there are other requirements such as the need to be discrete.

A flat is much better than a house with an entrance on a main road as it obviously makes it easier to be an anonymous visitor.

But neighbours are probably going to find out so you'll need to live with that. I'm no expert but I'd assume you dont want to risk your dad and a punter turning up at the same time unexpectedly!

What, like as in one and the same person? It's probably happened sometime!

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Start of by renting a room in a discreet hotel, get yourself on the purple site and see if you actually want to working alone. If your nerves get the better of you then you have saved yourself a hefty deposit and if they dont...just use hotels until the credit advice given above works for you.

Be careful though and read SAAFE as advised.x

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Start of by renting a room in a discreet hotel, get yourself on the purple site and see if you actually want to working alone. If your nerves get the better of you then you have saved yourself a hefty deposit and if they dont...just use hotels until the credit advice given above works for you.

Be careful though and read SAAFE as advised.x

I have seen girls in coventry hotels(including Chloe) - pm me if you want to know which hotels are OK.

Edited by Coventrypunter

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I wouldnt worry. there is many flats you can rent...but only private tho as letting agents reguire credit checks and you must show your employed the want everythig and they take the piss with admine fees. go private as a private landlord cant do many checks but must have a month rent and a bond. i have never had any problems. good luck :P

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I recently became an escort and want to move out of my parents house for a bit of freedom and the ability to do incalls. The problem is that I've never rented a place before and I haven't got a long credit history. I don't know how I'm going to work around this.

Hope you dont mind me advising you on this Ginnie but I have similar problems when I rented.

First You will need a bank account. You will also have to be prepared to say no to some things the letting agency ask for and negotiate around any obstacles.This requires a bit of front lol.

Your first call should be to the offices of a local (or the area you wish to rent in) letting agents. Find out exactly what you need before going any futher and be very aware not to hand over any fees before you are accepted.

Fees usually includes a 'credit' fee for checking your credit suitability. If it isn't negative you will pass. Thats if they even check it! and if they do they do it with a cheap online credit check site.

Dont do it over the net. Go to the office and use your charms on the first male who asks if he can help.I'm sure you know how to use your charms to gain the upper hand ;)

You can buy wage slip's on Ebay, in your name with your details and numbers that are every bit as good as originals. I have used them in the past with letting agencies . I have set up bogus company websites in the company name I say my slips were from, with email addresses for my 'employers' which I used to give myself a reference to the letting agency.

You can get free 0845 phone numbers to use on these sites,. It may be a bit difficult for you to arrange this so maybe claiming a divorce from overseas has brought you to them. There are all sorts of ways around your problem.

Dishonest i suppose but no worse than a 'white ' lie.

I don't condone dishonesty but when societies blinked view prevents someone working for a living................Good luck.

Also beware of people contacting you offering you free accom or to rent you somewhere they own. You will regret it when they're constantly expecting extras on the rent!

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Hope you dont mind me advising you on this Ginnie but I have similar problems when I rented.

First You will need a bank account. You will also have to be prepared to say no to some things the letting agency ask for and negotiate around any obstacles.This requires a bit of front lol.

Your first call should be to the offices of a local (or the area you wish to rent in) letting agents. Find out exactly what you need before going any futher and be very aware not to hand over any fees before you are accepted.

Fees usually includes a 'credit' fee for checking your credit suitability. If it isn't negative you will pass. Thats if they even check it! and if they do they do it with a cheap online credit check site.

Dont do it over the net. Go to the office and use your charms on the first male who asks if he can help.I'm sure you know how to use your charms to gain the upper hand ;)

You can buy wage slip's on Ebay, in your name with your details and numbers that are every bit as good as originals. I have used them in the past with letting agencies . I have set up bogus company websites in the company name I say my slips were from, with email addresses for my 'employers' which I used to give myself a reference to the letting agency.

You can get free 0845 phone numbers to use on these sites,. It may be a bit difficult for you to arrange this so maybe claiming a divorce from overseas has brought you to them. There are all sorts of ways around your problem.

Dishonest i suppose but no worse than a 'white ' lie.

I don't condone dishonesty but when societies blinked view prevents someone working for a living................Good luck.

Also beware of people contacting you offering you free accom or to rent you somewhere they own. You will regret it when they're constantly expecting extras on the rent!

I appreciate you're trying to help but fraud is not the way forward. Remember if you do rent a flat it is not for work purposes. You can be evicted easily if you break your AST. And it will remain on your file.

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I appreciate you're trying to help but fraud is not the way forward. Remember if you do rent a flat it is not for work purposes. You can be evicted easily if you break your AST. And it will remain on your file.

Hmm point half taken but you cant get evicted if you dont have the tenancy! Is she supposed to declare she will be using the premises for prostitution - also against most terms and conditions

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Christ and i thought us blokes were good at deception . . Good luck which ever path you choose to take

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You might find it easier to get a Mortgage - Then you are completely independent and I can vouch its a great feeling knowing you are in control.

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You might find it easier to get a Mortgage - Then you are completely independent and I can vouch its a great feeling knowing you are in control.

Without proof of earnings and, I'm guessing, a 0% deposit? Self assessment mortgages aren't all the rage they used to be. I think we'd be back to square one on this thread.

And Ginnie would then need to get work every month; handing back the keys isn't so easy once you've bought a place.

Helen (or any of the ladies with a mortgage) don't you worry that your profession might make it necessary to move at short notice if the neighbours get nasty? Renting sounds ideal to me.

Edited by tomdavies

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Without proof of earnings and, I'm guessing, a 0% deposit? Self assessment mortgages aren't all the rage they used to be. I think we'd be back to square one on this thread.

And Ginnie would then need to get work every month; handing back the keys isn't so easy once you've bought a place.

Helen (or any of the ladies with a mortgage) don't you worry that your profession might make it necessary to move at short notice if the neighbours get nasty? Renting sounds ideal to me.

Yes and no. When I rented I was at the mercy of nosey neighbours and the curtain twitching moralists. Owning means I am completely secure and mistress of my own decisions whether to move or not.

Work is not a problem, many self employed people have mortgages. Using my apartment to earn money is not against the law but using a rented flat and being discovered would usually result in eviction.

Ginny would need work every month to pay rent which is usually higher than a mortgage anyway.

Another solution is to rent a hotel room and consolidate her incall bookings.

She could also concentrate on outcall bookings . I was an exclusively visiting escort for 6 or 7 years before I decided on getting an apartment. Im a relatively recent incall provider.

If finance is a problem then I'm afraid there may be no other option than concentrate on outcalls and save for a deposit, meanwhile building up a credit history as a sole trader . There is no instant fix either way.

Time is on her side by the sound of it so patience is a luxury she can afford.

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Yes and no. When I rented I was at the mercy of nosey neighbours and the curtain twitching moralists. Owning means I am completely secure and mistress of my own decisions whether to move or not.

Work is not a problem, many self employed people have mortgages. Using my apartment to earn money is not against the law but using a rented flat and being discovered would usually result in eviction.

Ginny would need work every month to pay rent which is usually higher than a mortgage anyway.

Another solution is to rent a hotel room and consolidate her incall bookings.

She could also concentrate on outcall bookings . I was an exclusively visiting escort for 6 or 7 years before I decided on getting an apartment. Im a relatively recent incall provider.

If finance is a problem then I'm afraid there may be no other option than concentrate on outcalls and save for a deposit, meanwhile building up a credit history as a sole trader . There is no instant fix either way.

Time is on her side by the sound of it so patience is a luxury she can afford.

I do agree with this but also with tomdavies - I haven't rented since I bought my first place at 20 and three years ago I bought the one I'm in now, but I had a large deposit (25%), a long and distinguished :P banking/credit history and years or proper accounts from a respected accountancy firm. Even with all these I suspect I would have struggled to find a mortgage without the rates being extortionate - I just got a bank loan for the rest and paid it off when I sold my old place, but life's rarely that simple. I helped a lady I know look for a work flat to rent a couple of years ago and was horrified by the jumping through hoops involved even with a convincing cover story and all the bank statements and so on being in order. And renting is expensive - my loan repayments prior to paying it off were only just over half what some of my friends spend on rent.

I would agree with the advice already given about hanging fire for a while, get your credit rating going and organising some hotel incall days in the meantime - you can always advertise them prominently and although you'll get the predictable callers wanting to visit on a Tuesday when your day that week is Thursday, they'll get the hang of it. As Chloe said, incalls are a different way of working to outcalls - I did my first one after three years of working and I was petrified and made a complete berk of myself; decide if you like them before you commit to a lease or more. And hotels are safer than flats if you're on your own as there are generally plenty of other people about - you can work out your detailed security procedures when you've got settled into it, but with a busy hotel it's pretty basic.

As far as neighbours go, I think owning outright is a far better position to be in than renting, but it does depend on finding exactly the right place - it would be very hard to make things difficult for me because of the way my place is laid out and approached, and my clients do not park at the property so there is no question of cars being photographed and so on. I daresay if some tinpot wanker with a chip on his shoulder and nothing better to do decided to make a pain in the arse of himself he could try, but since it is illegal to harrass people going about their legal business a visit from the local plod for a quiet word about minding his own business has been known to work wonders. And if it came to the crunch, I'd just rent a work flat or use a hotel for a while.

There are often ladies advertising on SAAFE for flatmates/shares too - could be worth a look :). Oh and if you are in Coventry, PM me too and I'll tell you the hotel which was so grim I left after one night (and only because I was talked into staying that long) :o.

Edited by AdorableAmy

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I recently became an escort and want to move out of my parents house for a bit of freedom and the ability to do incalls. The problem is that I've never rented a place before and I haven't got a long credit history. I don't know how I'm going to work around this.

Hi Ginny

NB Loved your profile. Any girl whose favourite celebrity is Stephen Fry and admits to being a bit bookish immediately becomes a person I could really relate to (not that I ever think of working girls as other than persons but I'm sure you know what I mean).

I think you are getting a bit 'previous' with your ambitions for a flat. A very successful escort I know, has commuted to hotels in Peterborough, Cambridge and other cities on the East Coast main line two or three days a week for several years. She buys the tickets cheaply in advance, chooses girl friendly hotels (or chats to the staff) is discreet and expects it of her clients, advertises her tour schedule on line and operates a reliable booking system. Despite her significant costs which are tax deductible, she charges reasonable rates and has no difficulty being fully booked. She has risked no capital, financial or personal and has no significant liabilities. If she goes on holiday, or is ill, she neither earns nor has any costs. There aren't any neighbours to fall out with and less risk of stalkers. She uses train and taxi (and travels huge distances). If you drive you will have more options - and don't forget that this too is a business expense.

I know another girl who did this on a more amateur basis who got a punter to book the hotel in return for 1 hour freebie and then let her use it for the rest of the day/night. This will only work if he can trust you not to run up a room service bill!

Build up a reputation and regulars in this way. The income and hotel transactions going through your account will help to build a credit rating and you will be able to reassess your plans in the light of your success.

I know you plan to stay in a hotel in early June, and I hope you get the bookings and find it is a good way to work. I'm certainly interested in visiting you! Girls who expect punters to pay for a room AND their services are applying a very high premium and many punters coudn't/wouldn't do this.

I love that you offer shared showers and can recommend Novotel for their capsule bathroom/showers. Sooo much better than standing in a bath! Ask for other hotel recommendations on the forums.

Or, of course, I might, occasionally, lend you my Dad's house (with his knowledge!). He holds S&M parties there, but that isn't my thing - you, on the other hand, are. I'll PM you.

Daffon

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The ast I use includes a morality clause, which if memory serves, mentions prostitution specifically.

Even if it didnt, the leasehold does. The property management company wouldvexpect me to comply and evict a tenant who used the apartment for prostitution.

The neighbours will know this, so 1 disgruntled neighbour makes 1 phone call and it could be game over.

Like Daffon, I think you sound appealing, good luck with it all.

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Yes and no. When I rented I was at the mercy of nosey neighbours and the curtain twitching moralists. Owning means I am completely secure and mistress of my own decisions whether to move or not.

Well, I am sure those with children next door would not appreciate men visiting at all hours, knowing what was going on. I respect my neighbours, and if you cannot afford to do it properly, then don't do it. There are other options in life.

Rememeber with all the money floating about it should be no problem to rent a place away from families or even buy a place.

You told me money is everywhere, so what's the problem?

If we are gonna legalise brothels at some point, they will be away from families, you know that right?

I do not condone scamming landlords that rent out their properties in good faith, lying to banks regarding income, nor having sex businesses next door to families!

Respect works both ways Helen.

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