jamesjacob

Do I Spend Too Much On Escorts?

62 posts in this topic

I am a single male and recently when i revealed my escort habit to a friend, he said i spent way too much on escorts and that i am living way off my means. I earn a decent living of £25k a year, which is near as makes no difference £20k after tax. Out of this I spend around £3k a year on escorts, thats £250 a  month, weather that's 2 or 3 average 30 min sessions or just one great hour long session. Some times i spend much more than 250 a month but then i make up for it by spending less on another month. So this gives me £17k a year (after tax) to live off, thats around £1400 a month and i manage to live fairly decently on that amount. Although i dont have much in terms of savings. 

 

So you guys think i spend too much? 

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No, and if you're not in debt then you are not living beyond your means.

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Funny enough the actual amount you spend is irrelevent because if you are happy with your current situation then no...if you are suddenly thinking of what else you could have done with the money etc then yes...

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I dont think punting is that expensive.  See what some people spend on booze, fags, sports equipment, gyms etc, or on holidays.

 

If seeing hookers is more important to you than sunning yourself in Fuengirola, then go for it and enjoy.

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Technically so long as you're not spending more than 100% of your disposal income on punting, it's your business and no-one can say you're living beyond your means. I keep my spend on it to under 25% of my disposal cash, sounds like you're doing roughly the same so personally I wouldn't say it's an issue. I do think it's important to think about these things in terms of % of your disposable income rather than actual amount because a) the essentials in life always have to come first and should budgeted for as a priority and b ) as you earn more in life, I don't think you should feel bad about spending more on the things you enjoy. 

 

However, the fact you're asking this question in the first place suggests that maybe you think it is a problem - to partly echo other comments, it is an issue if you are feeling bad about what else you could be doing with the cash or feel you are 'frittering it away'. Plus, the decision should come from rather than what some other bloke decides is appropriate for you. 

Edited by Humandoing

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So long as you pay for your home your food your bills etc then no you are not spending too much. If you start cutting back on the basics of life or you start to resent how much you spend on punting then it's time to re ask that question x

Edited by Chloe Kisses

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So long as you pay for your home your food your bills etc then no you are not spending too much. If you start cutting back on the basics of life or you start to resent how much you spend on punting then it's time to re ask that question x

 

Before I punted (started 2008) i was in a little bit of a run.

but punting has given me somethignto live for again and, I think, put a spring back in my step.  I consider the stuff I have gone without to be worth it to pay for the punts.

you have to think how important your punting is for you and what the opportunity cost is.

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I am a single male and recently when i revealed my escort habit to a friend, he said i spent way too much on escorts and that i am living way off my means. I earn a decent living of £25k a year, which is near as makes no difference £20k after tax. Out of this I spend around £3k a year on escorts, thats £250 a  month, weather that's 2 or 3 average 30 min sessions or just one great hour long session. Some times i spend much more than 250 a month but then i make up for it by spending less on another month. So this gives me £17k a year (after tax) to live off, thats around £1400 a month and i manage to live fairly decently on that amount. Although i dont have much in terms of savings. 

 

So you guys think i spend too much?

Hi there,

Spend your disposable income on whatever makes you happy, and imo there aren't many better ways than spending it on pretty girls. You seem level-headed enough to know yourself when you've started to spend more than you can afford.

If your £250 a month budget works, and allows you to live comfortably without making sacrifices, then that seems like a good guideline to stick to. Plus, having a girlfriend would be more costly ;-)

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You are extremely restrained by modern standards, the level of personal debt in this country is mind-boggling. Deferred gratification is a thing of the past for many.

 

I had a pal who was determined to owe as much money as he possibly could when he died. Drank and smoked himself to death, eventually dropping dead of a heart attack while walking the dog. It's what he wanted.

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Before I punted (started 2008) i was in a little bit of a run.

but punting has given me somethignto live for again and, I think, put a spring back in my step. I consider the stuff I have gone without to be worth it to pay for the punts.

you have to think how important your punting is

for you and what the opportunity cost is.

Fair enough but if you punt above your means then eventually it will cause more heartache than it releaved ball ache. An ex member here is a testament to that so I know it can happen x

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At your age I would look to get six months wages in the bank before spending that amount per month.. boring advice but you did ask

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We don't know your personal circumstances eg how much savings/investments/pension you have, whether you are on the property ladder, job security etc so it's up to u to work out. But having nothing but a small pay check is risky and you won't suffer/feel impact until later yrs when you can't work, lose job, have kids etc.

Ultimately it comes down to choice, I would never spend 25% of income on this (maybe more like 5%) but that's just cos i love travel/holidays, if you don't feel like your missing out on other hobbies then it's fine.

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I think I spend a lot more than that!!  Perhaps earn more though.  I think it does always need limiting if you can but easy to say as I spend lots.  Perhaps spend £200 next month and put £50 into savings, the month after spend £150 and put £100 into savings.  See if you can get it down and by then you could have a girlfriend and you can spend it on her instead! 

 

As  already been said its ok as you are managing it and you have enough to pay for the essentials.  I guess we all need to think about the future.  Having said that I know a few people that have retired at 60 had great pensions but only been around a few years to enjoy it!  So good to enjoy yourself as well.  If this is your hobby and a nice hobby and you can afford it why not but good to keep it in prospective.

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I know I've been spending too much on punting this year. Not that it's out of control financially, but when I started I planned on 1 punt every couple of months, based on the principle that even having sex only bi monthly was better than nothing!

Last year I averaged over a punt a month, probably nearer 2, so far this year it's been well more than that. As quite a large number were outcalls so involved hotel costs, none were less than an hour (mostly 90 minute or 2 hours) and 4 have been overnights, it's fair to say I've overspent the budget.

I punted last night, but now won't be punting until early August, then planning a break of at least a couple of months.

I try and stash enough funds to always keep at least one punt ahead in case of emergencies, so during that break it'll give me a chance to replenish the piggy bank.

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It's your money and it's your choice on what you spend it on and how much.

As you said you're a single man, punting is a hobby so I don't see how you think you may be spending too much.

If you're enjoying yourself what's the problem? :)

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Spending £3k a year from a net income of £20k sounds ok. The same amount from a net income of £10k? No way. But to someone with a net income of £100k it would be nothing. Depends on your individual circumstanced and as long as no other aspect of your life suffers then why not? But you have to remember that there are consequences with punting both financial and emotional and it's not just about the money.

As for the more mature retired punters like me you have to take all the above into account plus remembering that you've got a limited enjoyment timespan and that you can't take it with you. Also remember about consequences.

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I think you should get your life sorted a wee bit, before spending 10% of your income on wgs, if you own property, it actually increases in value annually more than you are spending on wgs, also a pension is more important than shagging.You should really build up a cash reserve. Depends on your age of course, I have had four punts in ten days, but time is running out for me., am 57, and want to keep shagging while I can. You cannot take it with you.

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I think you should get your life sorted a wee bit, before spending 10% of your income on wgs, if you own property, it actually increases in value annually more than you are spending on wgs, also a pension is more important than shagging.You should really build up a cash reserve. Depends on your age of course, I have had four punts in ten days, but time is running out for me., am 57, and want to keep shagging while I can. You cannot take it with you.

quite

something to remember in the care home while you sit dribbling in the corner.

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Depends on many things and what youre long term objectives are?? For example you dont say where you live in the country to give an indication of living costs, whether you have a house, rent or wish to buy? Whether you have other debts, a burning desire to travel or buy a fancy car etc. This may sound like really mundane boring things esp for a forum like this, but if youre asking are you spending too much then it matters longterm.

Youve got to think what you want down the line, is your job secure? Does it have prospects? 1400 quid permonth may sound good now, but with inflation (including punting inflation), that will seem less in a few years time...also do you have a stash for emergencies??if you were to lose your job could you afford not to work for 3mths??? Do you have a buffer

Sorry to sound like your dad, but think about the wider picture...then enjoy!

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I reckon everyone should have a reserve of cash that reflects their monthly outgoings, so that when bad luck arrives it doesn't become a catastrophe, and when opportunity  comes, eg the royal mail sell off, you can profit..

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I notice that average male full-time earnings are about 20% higher than average female full-time earnings, more precisely 19.5% last time I checked out of average salary of 26,700 a year.

This stat on its own doesn't reflect whether it is fair, or whether women subconsciously choose to earn less knowing men will spend on them, or when men start spending on them is causal to them choosing to earn less or whether men subconsciously choose to graft for more as it gives them more spending power which allied to time and thoughtfulness allows them better access to women, it's an intricate web to disentangle.

 

What the stat does indicate though is a rough figure which that in general terms it is ok for the average man to spend about 20% of his income on women. That's on all kinds of women, not just WGs. Mr James, descendant of Jacob, in the original post is spending about 12% of his gross on WGs alone, leaving around 8% to pursue the romantic Holy Grail of true reciprocated and frequent loving with one special woman.

 

James is an adult and can decide everything for himself of course according to his outlook, but as a professional psychologist* my advice is that spending on the possibility of the romantic Holy Grail should exceed spending on WGs even if slightly. After all, with WGs it is really a one hour fulfilment of fantasies you can't get for free. You have to first have the fantasies that come from being frustrated enough searching for the One, for the WG experience to come in and save you.

 

*In my view, of course :)

Bongs, who really has no professional quals whatseover.

Edited by bongo

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By and large, you should cut that number in half, save and invest, maybe buy National Grid shares yielding 4% and start earning 'free' punts!

I spent @ £12k in the last 18 months, 85% on one bird who suddenly just decided to call it a day, no warning. Money spent on this hobby is a real sugar high but yields no fruit in the future like a normal activity, especially things like philanthropy which provide real emotional satisfaction

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I wonder how many Accountants and bookkeepers have looked at this thread! Ha ha! Baaa Humbug!

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250 a month is just under 60 a week which you could easily spend on a night out, fixing the car, going on dates or whatever. You have to decide what you value more, a 3K holiday or 25 punts. You pays your money and you takes your choice.

 

It can be addictive but I don't think it's as bad as a drug habit. I can stop when the car needs a service or whatever. A fun incident which happened to me was that I told my regular that my car was going in for it's MOT and the outcome would determine whether I'd see her in the next month. I called a week later to book and told the Maid to tell her that my car had passed it's MOT. The maid passed on the message and asked her, "So what does that even mean?" And she said "It means he has budget."

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Before I punted (started 2008) i was in a little bit of a run.

but punting has given me somethignto live for again and, I think, put a spring back in my step.  I consider the stuff I have gone without to be worth it to pay for the punts.

you have to think how important your punting is for you and what the opportunity cost is.

By basics don't think Chloe was refering to that second holiday,or maybe not buying that new flatscreen and making do with your old telly and more,not paying your mortgage/rent and risking losing your home.Falling behind on your bills and being threatened with court action/disconnection.Going without food etc.These are more,the basics.Is anything really more important than say,feeding yourself and your family?

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