RedAlertTourist

Has anyone/would anyone take out a bank loan for a Punt?

Would you take a bank loan before a Punt?   1 member has voted

  1. 1. Would you take a bank loan before a Punt?

    • Yes I have before. It was worth it and I had fun.
      0
    • Yes I have before- but it wasn't worth it.
      0
    • No- but I would like to.
      0
    • No
      34
    • Maybe
      0
    • No- the interest on the loan would be extortionate
      0
    • Yes I have before- I had fun- but it wasn't worth it
      0
    • Yes I have before- I had fun- but regretted it afterwards
      0

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17 posts in this topic

Hi guys

I have decided that I wish to punt for the second time to kickstart 2010- but this time I wish to spoil myself and go for a very physically attractive Escort.

Whilst I could probably afford one out right a lot of the girls are in the £150-£200 per hour bracket.

This would be the first time in my life I would've slept with a Super Attractive Woman (like the hottest unobtainable ones you get in upmarket Nightclubs) and its been a lifelong dream to sleep with one. W/G or not.

Now a £200 loan is hardly applying for a Mortgage but I consider this to be treating myself. I could save up for the next few months but honestly I am rearing to go.

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Don't be a bloody fool.

You can't afford it. Just save up and you'll appreciate it all the more.

Although in your financial shoes I personally wouldn't spend money on expensive escorts. Perhaps a massage parlour appointment would be a better fit.

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Argggh,, a tricky one i think, i have taken money out of my buisness account to punt,but it is my money.

I personally would not borrow to punt, i would rather wait, you could be on a slippery slope, as many have said it can be addictive.

On the other hand, it is cheap to borrow at the moment :eek:

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If you have got to the point of taking out a loan to punt then you are at the addicted stage and have taken this too far. Ideally you should be getting counselling as you have a problem.

For me punting should be a fun pasttime but one that has to be affordable, as soon as I cant afford it I would have to give it up!!

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As others have said, don't be a fool. Why not consider a 30min session with one of the HOD girls. Rebecca might fit the bill :eek:

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Hi 'RedAlertTourist',

To echo all the sentiment here DO NOT take out a loan or even BORROW MONEY from a m8.

Save, spend time during your R&D, perhaps try a Soho walk up but please don't feel the need to borrow :-(

Keep revving the engine & I wish you every success in 2010 :-)

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To clarify. I have punted ONCE!

I lost my virginity in Amsterdams Red Light District way back in 2006 to what I considered to be a very hot looking woman- but not the best in RLD (I was a little shy at the time).

I then slept with 3 girls FOR REAL who were NOT W/G as I had a boost of confidence from my RLD trip. But I wasn't into any of the girls Physically, Emotionally they were just One Night Stands that someone had set up for me.

I then had my first and only UK PUNT in December 2009 just gone which was £100 per hour.

However I am looking for something more sensual.

Although I am unemployed and on Job Seekers (as I am doing adult education) , I do have my own car, I can get to and from London Cheaply £18 Coach Return and my parents have put me up.

This one Punt will last me for 6 months as I would know at the back of my mind I had slept with a Hot Woman.

I may even start normal dating again but up my standards.

As for counselling yeah I had this already as part of life coaching. I mentioned about Escorts and explained for my circumstances it was less expensive than buying a shirt and going out and clubbing :eek:

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Taking out a loan is a very bad idea!

Try the other site or parlours to find a girl who looks the part, you seem to have a very wide area you can travel to so there should be someone! Some agency girls are also on the other site.

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Are you mad!!!, it would be the start of a very steep slippery slope. Only punt what you can afford. Its a good job not many girls take credit cards.

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Oh come on, is there anyone that hasn't spent money on a punt that should have really have used it on something else? Haven't you ever purchased anything on HP? Haven't you ever borrowed £50 from a mate? Haven't you ever "borrowed" out of your business account? Haven't you ever thought I love that laptop or shiny new mobile, sod it I'm want it now and pulled out the credit card?

Give the guy a break, he's only talking £200. And, if as he says thats going to last him 6 months then he's plenty of time to save up for the next one, and pay off the £200.

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Oh come on, is there anyone that hasn't spent money on a punt that should have really have used it on something else? Haven't you ever purchased anything on HP? Haven't you ever borrowed £50 from a mate? Haven't you ever "borrowed" out of your business account? Haven't you ever thought I love that laptop or shiny new mobile, sod it I'm want it now and pulled out the credit card?

Give the guy a break, he's only talking £200. And, if as he says thats going to last him 6 months then he's plenty of time to save up for the next one, and pay off the £200.

Yes Tarquin, but it's an awfully steep, really slippery slope. What if this one "on tick" punt wasn't it for 6 months ? What if the urge for the next one came in two months and another £200 was borrowed ? Personally, I think it is madness. Punting whilst unemployed and broke is just wrong priority-wise. I really sympathise with the OP, but he needs to devote his time and energy towards getting a job, not spending money he doesn't have on escorts.

And for the record, the advice applies to new laptops and mobiles whilst unemployed and broke as well. Get a job first.

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Yes Tarquin, but it's an awfully steep, really slippery slope. What if this one "on tick" punt wasn't it for 6 months ? What if the urge for the next one came in two months and another £200 was borrowed ? Personally, I think it is madness. Punting whilst unemployed and broke is just wrong priority-wise. I really sympathise with the OP, but he needs to devote his time and energy towards getting a job, not spending money he doesn't have on escorts.

And for the record, the advice applies to new laptops and mobiles whilst unemployed and broke as well. Get a job first.

I agree with you in principle, however the point I was making was that we've all done it, all at sometime in our lives spent money we either didn't have or should have spent on something more essential.

Your "what if" is acepted, but thats down to him at the end of the day. If I had a Pound for every "what if" in my life I'd be a millionaire by now.

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I would hazard a guess that the OP has a far more grounded view of his own debt than most. I would be amazed to find that the majority of people are not burdened by substantial debt and yet choose to spend of frivolity. Anyone got a mortgage?

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I would hazard a guess that the OP has a far more grounded view of his own debt than most. I would be amazed to find that the majority of people are not burdened by substantial debt and yet choose to spend of frivolity. Anyone got a mortgage?

So somebody who appears to be seriously considering taking out a loan to finance a punt has a more grounded view of debt that most?

That most likely explains state of country's finances. I'm beginning to suspect Chancellor and OM have such a view of debt... PM in particular seems unable to leave country without handing over large wards of taxpayers money. You'd never believe that government is spending far more than revenue earnt.... roll up, roll up... "Anybody else want a £billion of taxpayers money?"

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Well that's knocked that idea on the head. At the time of typing this 100% of the voters (29 in total) said that they wouldn't take a loan out for a punt.

I was thinking of setting up " PUNTER- LOAN" whereby guys desparate for a shag but without money could borrow cash ( dependant on status) at exorbitant rates of interest ( 2,976 % APR ) for a punt whether it be a 15 min quickie or a 48 hr weekend booking. Guess, I'll forget it now....and I thought that it was going to make me millions.

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Hi guys

Well I have made my decision after giving it some thought.

First off I have never been in debt, ever.

I did have a Credit Card once (only because ordering items from abroad wouldn't accept Debit Cards/Paypal, but now thats changed), but I paid that off ASAP, cut it up and never apllied/nor would I ever apply for one again- The high rates of interest put me off.

Second I am not a compulsive spender, nor do I buy pointless things like Contract Mobile Phones (Im pay as you go!), or any Contract for that matter that ties me in for 12 Months (Gym, Sky, etc)

Third I do not go out on Saturday night at all. So I'm not wasting ALL my money at the weekend on Piss (binge drinking) which in itself costs anywhere between £40 to £80 per Night (if you tally up a new shirt, Takeaways, Taxi's, Club Entry, the prices of Drinks at a Nightclub).

So by not going out at the weekend for a Month that'll cover my punt.

MY DECISION

Even taking into account the above- what I am going to do is subsidise that £200 from something else when I do my finances next.

By cutting down on Takeaway Food when I head up the city shopping, expensive Coffees, Magazines, more than two lines on the Lottery and City Centre Parking. I will sell a few things I don't need on Ebay.

When I pony up that £200 THEN I'll decide if I want to go or just stick it back into my account.

I do have savings BUT I like to keep a "buffer zone" in case my car were to blow up or if I needed it for something else (a punt perhaps?) .

PS: what does "HOD" mean as suggested above?

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I duly declare that taking out a bank loan for punting is deemed to not be a sensible option.

Thread closed.

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